OldBedTimeStories

Money Plan Sem 4.

Source of money : Ptptn (Rm500 per sem)
Function : Fee payment./settle

Payment for books : Sem 4 approximately 8 subjects rasenye, so RM350 maybe? (plus the assignment stationeries stuff)  :|
Source : Parents ngehngeh.

Budgeted Planning.

Monthly expense : Makan :

•  Breakfast- Biscuits & Others buy before going back to college
•   Lunch - RM5 (max)
•   Dinner - RM5 

                           Minum : Air Masak - Rm 0 haha ;)                      
                           Others: Monthly topup - approximately rm40
                           Hang out with friends - RM50
           Makan per day - RM10 (max)
           Lebih molek lesser than rm10, duit lebihan masuk tabung. Next sem, it is a must to have one cute tabung.

Expense for 1 month (budgeted) : (10x31)+40+50 = RM400 (max & must keep every receipt whenever transaction occurs)

Actual Planning.

Debit to tabung : 1/3 money of the month.
                          1/3(rm400) = RM133.33 ~ RM133.

Expenses for 1 month (actual) = Rm400 - RM133 = RM267.

Therefore the favourable actual planning is RM267.
Actual daily expense = RM267 - (40 for the topup) - (50 for hang out thingy)
                               =  RM 177/ 30
                               = RM5.90  (min lunch RM3 , dinner RM2.90 or vice versa)
 TOTAL 1 SEM
1 sem = approxiamately 5 months.
             budgeted expense for 1 sem = 400 x 5 = RM2000
             actual expense for 1 sem = 267 x 5  = RM 1335
             actual savings = RM133 x 5 = RM665.

*brg2 kegunaan harian (sabun shampoo etc) beli bfore college starts.
*if the money of the month is RM400. kalau less, xpe. make sure u have some savings even RM1 for the month zura!
*segala expense mcm gaji org for a month. banyaknyee
*entah ikut ke tak ni hahaha.